ALSO SINCE I HAVEN’T SEEN IT IN OTHER POSTS: the current Public Service Loan Forgiveness program waiver is still going but must be applied for by Oct 31, 2022. If you worked for a qualifying employer for any amount of time but did not successfully navigate the labyrinthine bureaucracy that has previously characterized the PSLF program, YOU CAN APPLY NOW AND GET PSLF CREDIT FOR PAYMENTS YOU MADE THAT WOULD HAVE QUALIFIED IF YOU’D BEEN ENROLLED. But you gotta do it by the end of October!